Meet Christy
Your North Florida Home Loan Guide
Hey, I’m Christy Carmichael! I was born and raised in Jacksonville, and helping people find the right home loan is what I love to do. Whether you’re buying your first home, refinancing, or just exploring your options, I make the process simple, clear, and stress-free.
Before jumping into the mortgage world, I spent over a decade in education, which means patience, problem-solving, and making complicated things easy to understand is second nature to me. Now, I use those same skills to guide homebuyers like you—breaking down the numbers, answering all your questions, and making sure you feel confident every step of the way.
Outside of work, you’ll find me spending time with my family, staying active in my local church, and soaking up everything I love about North Florida.
Let’s make your homeownership goals happen! Reach out anytime—I’d love to chat, answer your questions, and see how I can help.
Let’s Talk Home Loans!
Let’s Make Your
Home Loan Simple –
Book a Free Chat!
Ready to take the first step toward your dream home? Let’s sit down for a fun, no-pressure chat where we’ll get you pre-approved and make the whole home-buying process feel like a breeze. I’m here to answer your questions, break down the numbers, and help you get one step closer to finding the perfect place to call your own. Grab a coffee, bring your questions, and let’s make this happen!